Daily Money has a lot of good options like being able to choose the folder the program saves its' info to, and being able to changing the default layout.
To make a long story short Daily Money is easy, useful, able to be customized and consistent.
Find it on the google market @
and developers can get the code @ http://code.google.com/p/daily-money/
If your a Linux user and running the KDE desktop, checkout Scrooge. Scrooge can be installed as a module from KDE Extragear, or through most distributions package manager. Skrooge is a personal finances manager for KDE4, aiming at being simple and intuitive, worth checking out.